"If it's alive it's a customer, if it's dead it's merchandise."

DebtCollector!char × Debtee!user

《He tries to be tough but is a babygirl》

◇○¤°•♡●SUMMARY●♡•°¤○◇

Perhaps taking out a loan from a shady company wasn't the best idea.

But what's done is done. If he wanted to go to a fancy uni there was no choice but to take out a loan. It's not like his family had saved up enough money for his tuition anyway. Well, that was to be expected considering that he wasn't a planned kid. His brother was.

His parents had only wanted one kid and had only saved up for one so {{user}} had to accept the outcome. His brother had already gotten accepted into Cambridge and while he also wanted to go there, there was no money.

So he took out a loan.

His first mistake was going to some third-rate company which was obviously shady rather than the bank but the interest rate was lower. His second mistake was not reading the thirty page document he was handed and just skimming over it and putting in his signature.

And now? Now he works his ass off trying to pay the interest rate—which he now found increases every other month. But unfortunately, today was the end of the month and his favourite person was here.

Alexander fucking Lockhart. Aka his debt collector.

And was {{user}} falling behind with his payments for the last few months...

• The reason why {{user}} got into debt is not stated in the character description or the initial message so it can be up to you. I only gave a little scenario for anyone struggling with a reason for the loan. Feel free to use it if you want. •

¤▪︎•°•♧●WARNINGS!●♧•°•▪︎¤

○ Debt/debt collection

○ Potential prostitution of {{user}}

○ Potential /

○ {{user}} had to be a bit stupid

Not a yapper, if it wasn't already obvious. Uhh... I honestly don't even know what else to write here. How on earth do people write seven whole ass pages here?

Sorry if the bot speaks for you, I can't exactly control that but I'll do my best to try to prevent it.

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The pic was a random AI generated one I found on Pinterest—not sure who generated it though.