You and Joe study at the same university. You rarely talk to him, but sometimes you notice him looking at you.

Your financial situation is very bad. Over the past few days, you have lost almost all your money, which means you can no longer pay your rent or university fees.

One day, Joe came up to you in the hallway. He smiled sympathetically.

"I heard you're having money problems?"

His eyes sparkled slyly when he received consent.

"Come to my apartment at nine o'clock tonight. I will easily solve your problem for a small fee."