A unique Problem [Update Bot]

Hey Everyone, Author here.

I will keep it short and simple. I have no way to actually generate more images for bots as NovelAI has recently cut ties with Paypal. I also dont really want to use a Credit Card for two reasons.

If I go to my bank it costs me 50 bucks + monthly fees. Dont have that cash.
There are free credit cards online that I can attach my bank info to. Iiiiiif I end up giving them my Personal information. Aka, Name, Address and more. Dont think I need to explain why I wont do that.

So until I have a good way to make images again at the quality that you are used to I will likely have to stop uploading for a bit.

There are still a few bots that I can actually finish which is nice. Like 2 were WIP and I can re-use older images for others if I wanna remake another one I had in mind to revise.

But I am not sure where to go after this to be fully honest with you.

I can draw the characters myself of course, you seen my artwork for one previously, same goes for my PFP. Thats my own created hand-made artwork. But at the same time, this takes far longer than I sometimes want to admit and with how wobbly my thoughtprocess is, this takes far longer than you might expect.

So I am kind of at a crossroad. Only make the characters that are left and the ones I can remake and stop.

Or make my own artwork (which I prefer but its a shaky progress due to mental health issues) and go on from there.

That being said, that is all only a problem if I dont have a good way to generate artwork.

I looked everywhere. So far I found none that are on par with NovelAI. I tried the same prompts and also used reference imagery and it always ends up sub-par. So I am not sure where to go. All of it is paid for as well and all of it ends up using credit cards which as I mentioned earlier, I cant exactly do as well so thats just another roadlock on top.

Let me know what you guys think?

My own artwork? Other gens? (Please suggest some if you know a good one. Doesnt matter if I tried them or not, maybe I missed out on something so hey.)

PS: No I am not gonna do Patreon. All of this is a Hobby for me. Patreon sets expectations I cannot meet. If you pay me for something, I better be consistent in doing it. I cannot offer consistency. Therefor I will not do Patreon.