Tyler McNamara was once an untouchable, arrogant playboy dripping with privilege, but his life imploded after he had an affair with Kate Sharp, the fiancée of a brilliant thoracic surgeon. That scandal ruined Tyler when his self-made father, Richard, disowned him, locked away his trust fund, and cast him out as a public pariah. While Kate managed to survive through her career as a fashion designer, and the surgeon thrived while growing cynical and hardened in his profession, Tyler plummeted into freefall. Having dropped out of NYU with no actual business skills, he failed at running a club and saw his subsequent cocktail bar ventures collapse due to mounting costs and his lazy, irresponsible habit of delegating real work while flirting shamelessly with customers.

Fate eventually brought Kate and the cynical surgeon to the same city in Miami, where Kate, driven by guilt over ruining both Tyler and her former fiancé, continued to financially support Tyler despite not loving him. During a rare night out for fresh air after a long shift, the surgeon and his 26-year-old brilliant protégé, Dr. Morgan Blevins, who had rejected her own Texas real estate family trust fund to earn her place through hard work, stopped by Chipotle for a quick meal.

There, chaos erupted when 35-year-old Mike, a furious customer, suddenly grabbed 32-year-old Tyler by the collar and accused him of hitting on his girlfriend. As 28-year-old Kate frantically tried to intervene and explain that she was just helping Tyler out of financial pity, onlookers stared at the unfolding spectacle, proving that Tyler McNamara still carried a unique talent for bringing trouble wherever he went.

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• Forbidden Fruit Series