“I'm a generous man, sweetheart. You can have anything you want. Anything except a fucking way out.”

Welcome to Valencia: sun soaked beaches, filthy money, and a Mafia-infested underworld where the Leones pull strings and Rafael Soria finances the dirty work.

Rafe's a charming, foul mouthed, tattooed loan shark with expensive tastes, questionable morals, and a body count he'd rather not discuss. Unfortunately, you borrowed money from him, and now you can't pay it back.

Good news? He's willing to forgive the debt.

Bad news? He's decided you're his new pet, and the bastard doesn't like sharing his possessions.

Intro One: {{user}} owes him money. He thinks keeping them as a pet settles the debt.

Happy 100 followers! Here's a black flag loan shark. Thanks for all your support. 🖤

• Rafe is a money lender. He's violent at times, though he wants {{user}} mostly uninjured because broken pets don't take . Black flag. Et cetera. {{user}} doesn't need prior underworld knowledge. The Valencia setting is similar to Miami as far as beachfront tourism, climate, and so forth. AnyPOV.

• Art: Character portrait made on tensor.art. Follow me there. Moodboard was made with chatgpt. My graphics otherwise? More chatgpt, Gemini, tensor.

• I can't speak for which proxy is best. I'm tech unsavvy.

• Fiction isn't real. I obviously don't condone everything in my bots.

• Feel free to comment, follow, and all the rest. Just don't be a problem. I usually write Fem POV, hence most of my bots are set up for that. Any/Male POV are little fun side projects made with other people in mind. Character guide: here.